This is an essay written by Benjamin Franklin in 1758. It is a collection of adages and advice presented in Poor Richard's Almanac during its first 25 years of publication, organized into a speech given by Father Abraham to a group of people. Many of the phrases Father Abraham quotes continue to be familiar today. The essay's advice is based on the themes of work ethic and frugality. This book is considered to be the first American book on personal finance.