This is a simple, short, and easy-to-read book about personal finance: it won't give you a recipe for becoming a millionaire. We'll begin by talking about beliefs about money: questioning what we were taught and what we truly believe about money and our money-related habits. Next, we will prepare our budget: the starting point to know where we stand in our personal finances. The next chapter will cover expenses: fixed and variable expenses, small, recurring expenses, impulse purchases, expenses for living well, luxury expenses, and smart shopping. All of this is based on a clear premise: spend on what benefits us and save on what doesn't change our lives. We will continue talking about saving, with strategies and ideas for saving. Chapter 4 will be about how to earn more money, with a crucial focus: enjoying yourself while earning more money. We'll explore ideas for earning more money, financial freedom, and money and happiness. In the following chapters we will talk about debt, investment, inflation, retirement, personal finance and relationships, and finally, economics and happiness. Throughout the book we will see examples of real cases, from the author's experiences working for years in banks and financial companies or from his personalized consulting in personal finance, to make each of the examples easier and clearer.
