The credit crunch has highlighted the need for all of us to be more financially aware. How does our economy work and why are national debt levels rising? What do young people need to know about spending and saving, opening bank accounts, planning for the future and budgeting? This book looks at the UK economy and explores how to manage personal finances. The information comes from a variety of sources, including government reports and statistics, newspapers and magazine articles, surveys and polls, academic research and literature from charities and lobby groups; articles have been tailored to an 11 to 14 age group. Additionally, at the end of each chapter are two pages of activities relating to the articles and issues raised in that chapter.