This Element is an excerpt from Homebuyers Beware: Who’s Ripping You Off Now?--What You Must Know About the New Rules of Mortgage and Credit (ISBN: 9780137020164) by Carolyn Warren. Available in print and digital formats.
Three powerful, aggressive, and 100% legal ways to improve your credit rating--starting right now!
Here’s the reality--the insider information I never see written on credit bureau or government Web sites or so-called helpful articles about credit. Late payments may--not must--be reported to credit bureaus. And if someone at Visa wants to not report my one-day-late payment, that is their prerogative. It’s not illegal and it’s not lying....
