The new roadmap to financial longevity, from the longtime on-air financial editor on the TODAY show and AARP's personal finance columnist, Jean Chatzky: capitalize on the power of a paycheck to build a retirement you love
A comfortable retirement is the American dream. Yet only 8% of people feel it's easy to achieve. 150 million Americans report being concerned or terrified about having no more paychecks in retirement. Even if you have been saving money in your retirement accounts for decades, there are endless questions: Do you have enough money to retire? At what age? How much can you withdraw per year? With lifespans longer than ever, are you at risk of running out of money?
The solution? A paycheck that lasts for the rest of your life: a Forever Paycheck.
It’s a revolutionary concept. The latest research shows that workers who’ve been diligently socking money into their 401(k)s and IRAs get to retirement and can’t bring themselves to spend. But when their money comes as a steady monthly paycheck, they feel much more confident in using it to enjoy life to the fullest. Many find they can spend double – without no risk of running out.
The tools and the financial products exist to build a Forever Paycheck that’s right for you. Whether you plan to work to 50 or 75, have a small 401(k) or a large stock portfolio, like to take risks with your money or always play it safe, bestselling author and financial expert Jean Chatzky provides a step-by-step plan for making your money work for you.
The Forever Paycheck is for you if:
You want to be able to confidently spend in retirement without worrying about running out of moneyThe thought of your paycheck ending fills you with dreadYou want a sanity check that your retirement plan will sustain youYou’re 40, 50 or 60 and really haven’t thought about a retirement plan yetYou want to be able to leave something for your kids (and/or causes) and still enjoy your money yourself
Filled with insights on the changing landscape of financial products and practical advice for how to actually use them, The Forever Paycheck is packed with the information you need to plan for the future you want.
